In a cultural full of consumption and instant gratification, the financial responsible and discipline to save for a purchase can be challenging…but, we all know it is the smart thing to do.

Regardless of your level of income, saving for a dream you have – such as a flat screen, a trip around the world or new BMW – can be easy if you get creative, even in these down economic times.

For instance, you could have your bank automatically take 5% of your paycheck and deposit it into a savings account for your dreams.

Another way to save is to not spend any coin money. Instead round all of your purchases up to the next dollar and deposit your coins into a savings account once a Read More...

We’re all after financial freedom, but what is it anyways? What does financial freedom look like? What does it feel like? How do you know when you’ve attained it?

Correctly answering these questions is fundamental to your creating financial freedom, because it’s impossible to reach a destination if you don’t know where you’re going. So it only makes sense that before we dive into the specifics of how to create financial freedom, we first define what it is.

I recently attended a conference where the instructor asked people for their definition of financial freedom. The answers ranged from “not being in debt” to “being able Read More...

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My father always impressed on me the importance of investing. For years I have known the great power of compound interest and yet have not fully taken advantage of its awesome potential. Let’s face it, life is expensive. Sometimes there is money to save and other times bills eat it up.

Just recently I was reminded of how simple and amazing putting aside a few dollars a week can really add up. But where do you come up with the money?  Times Read More...